Notes from the Dolfin team on how AI agents are reshaping invoicing, receivables and the operational layer of SMB finance.
Payments capture the final moment of a transaction. But invoices are where the transaction begins - and that's why platforms keep expanding upstream.
Payments capture the transaction, but they don't create it. Financial workflows are becoming the new infrastructure layer for platforms.
Embedded financial ops refers to the integration of financial operations-like invoicing, payments, and cash flow management-directly into the platforms SMBs already use.