Payables

Payables

Payables

Launch an agentic
payables team for your SMBs.

Bills captured, approved on your SMBs’ rules, and paid. Under your brand, live in days.

Read

bills

from

any format

BILL.PDF

READ IN 5s

bill

#INV-2214

supplier

Oakfield Timber

amount

£4,860.00

Peppol

VAT

£810.00

due

14 Nov

PDF

PO

#PO-1187

Matched

quantity

12 pallets

Read

bills

from

any format

BILL.PDF

READ IN 5s

bill

#INV-2214

supplier

Oakfield Timber

amount

£4,860.00

Peppol

VAT

£810.00

due

14 Nov

PDF

PO

#PO-1187

Matched

quantity

12 pallets

AI extraction.

Supplier, amount, VAT and due date pulled from any format - email, PDF, Peppol or a photo.

Which bills can clear on their own?

2 approved · 1 escalated

1

Oakfield Timber · 96%

2

Rowan Plant Hire · 92%

3

Kestrel Fixings · 61%

!

Only exceptions reach a person

Which bills can clear on their own?

2 approved · 1 escalated

1

Oakfield Timber · 96%

2

Rowan Plant Hire · 92%

3

Kestrel Fixings · 61%

!

Only exceptions reach a person

Autonomous approvals.

Clean bills clear on their own, each scored for confidence. Only the exceptions reach a person.

November payments

Oakfield Timber · 14 Nov

Balance after: £8,600

Rowan Plant Hire · 16 Nov

Scheduled against cash

Kestrel Fixings · 21 Nov

Early-payment discounts checked

November payments

Oakfield Timber · 14 Nov

Balance after: £8,600

Rowan Plant Hire · 16 Nov

Scheduled against cash

Kestrel Fixings · 21 Nov

Early-payment discounts checked

Scheduled payments.

The agent picks the payment date against cash on hand, and takes early-payment discounts worth taking.

What’s due this week?

Scheduling

3 bills

Read bills

Approve

Schedule

Reconcile

Reading bills

What’s due this week?

Scheduling

3 bills

Read bills

Approve

Schedule

Reconcile

Reading bills

What’s due this week?

Scheduling

3 bills

Read bills

Approve

Schedule

Reconcile

Reading bills

Payables is how your SMBs
actually move money.

Boost revenue

Earn on every supplier payment your SMBs make.

Increase stickiness

Their whole supplier relationship runs in your product.

Risk handled

Supplier verification, duplicate detection and payment compliance, automatically.

Agents that get smarter

Every bill sharpens the approval logic. One integration, all of them making it better.

Cash flow mode

Pay later when it helps and earlier when it pays. The agent works to your SMBs cash flow.

Rules in plain language

Your SMBs set approvals the way they’d explain them to a colleague. The agent actions.

Every bill checked against
reality.

Two-way against the PO. Three-way when there’s a delivery note. Only what checks out gets paid.

Bill

#INV-2214
Amount
£4,860
Quantity
12 pallets

Purchase order

#PO-1187
Amount
£4,860 ✓
Quantity
12 pallets

Delivery note

#DN-0492
Signed for
Received
10 pallets ✕

Billed 12, delivered 10. Payment held, supplier queried - nothing for you to chase.

Held - queried

The agent picks the right level of proof

Mismatches resolved, not just flagged

Clean matches pay themselves

Deploy payables agents in
days.

No re-platforming, no compliance build.

Connect your platform

REST APIs and an MCP server give the agents access to your stack in days, not weeks.

Configure your agents

White-label the experience, set approval rules, map suppliers and define what agents pay.

Launch to customers

Agents start running payables for your SMBs in under a week.

Your SMBs owe the money. Dolfin optimises when it leaves.

5 sec

To read any bill

12 days

Later paid, on average

94%

Approved without a human

6 days

Integration effort

Your SMBs, paying
suppliers on time.

Book a demo